| 范玉琴.县域金融排斥差异化、诱因及破解新思路[J].安徽建筑大学学报,2019,27(): |
| 县域金融排斥差异化、诱因及破解新思路 |
| Financial Exclusion Differentiation, Inducement in Counties and New Thinking of Solving |
| 投稿时间：2019-01-20 修订日期：2019-02-28 |
| DOI： |
| 中文关键词: 县域金融排斥 测度指标 诱因 数字普惠金融 |
| 英文关键词: county financial exclusion measurement index inducement digital inclusive finance |
| 基金项目: |
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| 摘要点击次数: 3418 |
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| 中文摘要: |
| 从金融排斥定义出发，从金融服务可得性、供给宽度、服务便利性、服务效率四个维度构建金融排斥测度负向指标体系，以长江经济带安徽省流域为考察对象，实证研究不同县域金融排斥差异状况，运用RCA 分析模式，从金融交易成本、金融信息对称、区域资源禀赋三方面深刻剖析县域金融排斥差异产生根源，最后，结合国家政策方向和互联网技术发展普及，提出破解县域金融排斥有效新路径。 |
| 英文摘要: |
| Based on the definition of financial exclusion, this paper constructs the negative index system of financial exclusion measure from four dimensions ：financial service availability, financial supply width, financial service convenience and service efficiency, takes some counties in Anhui province in the Yangtze River economic belt as the object of investigation, empirically studies the differentiation of financial exclusion in different counties, and uses RCA analysis mode, deeply analyzes the origins of county financial exclusion from the financial transaction cost, financial information symmetry and regional resource endowment. Finally, combined with the direction of national policy and the popularization of Internet technology, this paper proposes the effective new path to crack county financial exclusion. |
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